In Need of Money? There are Better Options than Personal Loan and Credit Cards

When we were children we were taught that the three essential things for man to survive are food, shelter and clothing. Guess they missed out one major thing; Money. How can man survive without it? We are in constant need of it. And worst of all is that it is totally unpredictable. It is true [...]

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Don’t Miss Investing in Gilt Funds Now for Better Returns

What will you do when making money on the equity markets is more dangerous than putting your head in a crocodile’s head? Well, if you decide that you are not going to risk your money and invest in banks, there comes the next shocker. The government is planning to cut down on interest rates. So [...]

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Why Should You Invest in a Portfolio than Individual Scrip?

Falling in love is good. However falling in love with a stock you invested in, is a bit weird, don’t you think so? I am talking about those investors who choose a company stock and continue to invest in it no matter what. If you are curious enough to ask them about the reason for [...]

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Untapped Investment Potential of Gold Purchase Plans

Indians appetite for gold is unbelievable. It doesn’t matter to us if the price sky rockets, or if the Government imposes a ban or even if gold suddenly starts to bite us! We need gold to survive. The price of gold is amazingly higher than anyone ever had expected. Yet, the demand for it isn’t [...]

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A Primer on NRI Bank Accounts

According to UNDP’s 2010 (United Nations Development Program) report India has a diaspora of 25 million of people living around the world. The second largest in the world! Their contribution to the development of India cannot be measured just by the amount of money they remit back home ($ 55 Billion, 2010). They are supporting [...]

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Maxed Out 80C? Where Else Can You Invest and Save Tax

Once you have exhausted the limit of  1 lakh allowed under 80C; what next? This is a perplexing question for most taxpayers. Usually investors stop at 80C because of lack of awareness of other investment options that too helps to save tax. Anyway don’t worry if you have used up your limit to save tax [...]

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How to Invest in 2012 Based on Your Risk Appetite

What kind of risk taker are you? Do you go all out to make that killing even if it means jeopardizing all that you got? Or, do you prefer to take small steps, one at a time and slowly climb the ladder of financial security? Most of us think that we take investment decision based [...]

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SIP, STP and SWP- the Jargons in Mutual Funds Explained

What makes young people averse to investing in Mutual Funds? The first thing got to be the fact that they don’t understand a word these investment gurus are saying over the TV talk show, or investment sites, or in newspapers. Unexplained jargons used by mutual fund agents are to be blamed for this. Here are [...]

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