After all these years Indians have finally ‘struck’ gold. Suddenly Indians are using their family gold to gain personal loans, something that was considered a taboo. Ads for gold loans are increasingly picturing women advising their husbands to use their gold for the greater good of the family. Guess times are changing and we are [...]

As the first law in loan repayment says: “Thou Shall Not Default On Thy EMI.” You may think it is perfectly alright to skip the repayment once or twice, after all many do that. However, it is more damaging to your financial life than you imagine. While there is nothing wrong in taking a loan [...]

So, your credit card bill has hit the roof. Now what are you going to do? Pulling out your hair is not going to do any good. Before saying ‘we told you so’ on using credit cards, let’s see if there is any way out of this mess. Repaying credit cards is pretty difficult considering [...]

When we were children we were taught that the three essential things for man to survive are food, shelter and clothing. Guess they missed out one major thing; Money. How can man survive without it? We are in constant need of it. And worst of all is that it is totally unpredictable. It is true [...]