How to Fill A Cheque?

The cheque leaf has the following details. Some of the details are automatically printed on the leaf, while others need to be manually filled.

Date of Issue
This is the date from which the cheque becomes valid. It is the date from which you wish the cheque can be used for witdrawing money. The validity of a cheque varies depending on where the cheque is drawn. It can be valid indefinitely or for six months after the date of issue unless otherwise indicated. We can indicate the purpose of the cheque by writing it on the reverse side of the cheque for convenience.

Name of Payee
The name of person / company to which you are paying from your account. Some banks are srtict on identifying the payee and the person may need to show identification proof for withdrawing the amount.

The Amount
The amount is written on the cheque at two places. One in numbers and one in words. This is to prevent any chance of forgery.

Cheque Number
A cheque number is necessary to cancel the cheque transaction. The cheque number is usually printed in the lower left of the cheque leaf below the data field.

The Account Number
Usually this will be automatically available with every cheque because all banks now provides pre-printed cheques with your name and account number. The account number gives the teller the information on which account to use for this particular transaction.

Signature of the Drawer
A cheque becomes valid only when the drawer signs it. The signature is so important that it is the primary element to make sure the cheque is from the orignal drawer.